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4th question: no, it does not matter what you replace. The game does not know that a futo is a futo, it defines a 3d model of any kind by its handling and vehicle line, in special the vehicle line entries which define the fx, physics and sound. Monster is right about the rest. The physics are simply computed by 3d measures (wheels, chassis node, suspension nodes, COL weight iirc etc), proportions and positions.
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